Free Online Tools —
Mortgage Calculator, CPS Test & More

🏠 Free Mortgage Calculator — Loan Calculator & Payment Estimator

Our free mortgage calculator is one of the most advanced home loan calculators available online. Whether you are a first time home buyer or refinancing your current property, our tool gives you an accurate picture of your finances. Enter your home price, down payment, mortgage interest rates, and loan term to instantly see your estimated monthly payment.

The mortgage payment calculator breaks down your payment into principal, interest, property taxes, homeowner's insurance, HOA fees, and PMI (private mortgage insurance) when your down payment is below 20%. You can explore different loan terms — 10, 15, 20, 25, or 30 years — and instantly see how they affect your monthly mortgage payment and total interest paid.

Our mortgage repayment calculator also includes a full amortization schedule showing every monthly payment over the life of your loan, an extra payment calculator showing how overpaying can shorten your term and save thousands in interest, a refinance calculator with break-even analysis, and a side-by-side loan comparison tool.

Suitable for calculating FHA loans, VA loans, conventional mortgages, buy-to-let mortgages, reverse mortgages, and home equity loans. Works for the US, UK, and international mortgage rates today.

🖱️ Click Speed Test — Free CPS Test (Clicks Per Second)

The CPS test — or clicks per second test — is the most popular way to measure your mouse clicking speed. Our free click speed test lets you choose from multiple durations: 1 second, 5 seconds, 10 seconds, 15 seconds, 30 seconds, and 60 seconds. At the end of each session, you receive your clicks per second (CPS) score and a fun comparison to animals ranging from sloth to cheetah.

The average person clicks at around 6–7 CPS. Pro gamers and competitive clickers can reach 10–14 CPS. Our clicking test is perfect for training for games, improving productivity, or simply seeing how fast your fingers can move. No installation needed — the click counter runs instantly in any browser on desktop or mobile.

Also known as a spacebar clicker test, mouse speed test, or click counter, our tool is completely free and provides instant results. Bookmark it and track your improvement over time.

📺 YouTube Thumbnail Downloader — Free HD Thumbnail Download

Our YouTube thumbnail downloader makes it incredibly easy to download YouTube thumbnails in the highest quality available. Simply paste any YouTube video URL or video ID into the tool and instantly access all available thumbnail resolutions: Full HD (1280×720), HD (480×360), and SD (120×90).

Whether you need a thumbnail download for research, inspiration, content repurposing, or thumbnail design reference, our YT thumbnail downloader has you covered. No watermarks, no account required. The YouTube video thumbnail download tool works for any public YouTube video.

We also offer a YouTube Video Extractor tool that pulls the video title, channel name, all thumbnail sizes, and embed code from any YouTube URL — great for content creators, marketers, and developers.

🔑 Password Generator — Strong, Random & Secure Passwords

Our password generator creates cryptographically secure, random passwords instantly. You can customize the length (up to 128 characters), and choose to include uppercase letters, lowercase letters, numbers, and special symbols. The built-in password strength meter and entropy score show you exactly how secure your password is.

Unlike basic random password generators, our tool uses the browser's built-in crypto.getRandomValues() API — the gold standard for generating secure passwords that cannot be predicted. Generate as many strong passwords as you need in seconds, then copy them to your clipboard with one click. Perfect for securing accounts, creating master passwords, or generating API keys.

💻 Hacker Simulator — Fake Hacking Terminal Online

The hacker simulator — also called a hacker typer — transforms everything you type into realistic scrolling Linux kernel C code, making you look like a professional hacker straight out of a Hollywood movie. It's the original and most popular fake hacking experience on the web, inspired by tools like Hacker Typer.

Our hacking simulator features a full-screen dark terminal, realistic code output, optional typing sounds, and multiple visual modes. Use it as a hacker screen for pranks, presentations, or videos. No download or installation required — runs instantly in any browser.

⚖️ BMI Calculator — Body Mass Index, Body Fat & Calorie Needs

Our comprehensive BMI calculator goes far beyond a basic body mass index calculator. Enter your height, weight, age, and gender to instantly get your BMI score, BMI category (underweight, normal, overweight, or obese), estimated body fat percentage using the U.S. Navy method, ideal weight range using five different medical formulas, and your daily calorie needs (TDEE).

Whether you are tracking your fitness progress, planning a diet, or monitoring your health, our free health calculator gives you clinically-relevant data in seconds. Works in both Imperial (lbs/inches) and Metric (kg/cm) units.

📝 Word Counter — Count Words, Characters, Sentences & Reading Time

Our free word counter tool counts your words, characters (with and without spaces), sentences, and paragraphs in real time as you type or paste text. It also estimates your reading time based on the average adult reading speed of 200–250 words per minute.

Perfect for students writing essays with word limits, bloggers optimizing article length, writers tracking progress, and social media managers counting character limits. Our character counter, letter counter, and paragraph counter update instantly with no lag — no button to press.

🎨 Color Picker & Converter — HEX, RGB, HSL

Our free color picker and color converter lets you select any color from a visual palette and instantly get its values in HEX, RGB, and HSL formats. Click the copy button next to any value to add it to your clipboard instantly.

Whether you need to do an HEX to RGB conversion, an RGB to HSL conversion, or simply want to pick a color for your website or design project, our online color picker makes it effortless. Designers, developers, and artists use it daily to find and convert color codes.

💬 Discord Webhook Sender — Send Rich Embeds to Discord

Our Discord webhook sender is the easiest way to send custom messages and rich embedded content to any Discord channel. Paste your webhook URL, customize the embed with a title, description, color, author info, thumbnail image, footer, and up to 25 fields — then send it with one click.

The tool includes a live Discord-style preview so you can see exactly how your message will appear before sending. Export your embed as JSON for use in bots. Perfect for server admins, bot developers, and community managers looking for a free Discohook-style discord webhook editor online.